Employee Benefits Overview

Eligibility Criteria

Rise Select offers a comprehensive benefits package to its employees and all full-time and part-time employees of properties managed by Rise Select Management.

For the purposes of benefits, full-time refers to employees who work more than 30 hours per week.

Full-time employees are generally eligible for benefits on the 1st of the month following a 60-day probationary period. Exceptions to the probationary period may be extended to employees employed by properties acquired by Rise.

Group Insurance Plans & Coverage

Group Insurance Offerings

Full-time employees are eligible to enroll in the following group insurance plans:

• Health Insurance: Blue Cross Blue Shield (BCBS) — 4 plan options.
• Dental Insurance: Coverage provided through Unum.
• Vision Insurance: Coverage provided through Unum.
• Supplemental Insurance: Available through Unum including Accident, Hospital Indemnity, and Voluntary Life Insurance.
• Group Life Insurance: All full-time employees are automatically covered under Rise Select's group life insurance policy.

Contributions, HSA & Perks

Premium Contributions: Rise Select pays a portion of healthcare, dental, and vision premiums. The employee portion is withheld pre-tax from biweekly paychecks.

Telehealth Benefit: Employees participating in health plans receive a Telehealth benefit, fully paid for by Rise.

Health Savings Account (HSA): High Deductible Health Plans (HDHP) include an HSA. Employees enrolled in an HDHP receive a quarterly employer contribution of $100 from Rise Select.

Enrollment Window & Retirement Plan

New Hire Enrollment Timeline

To receive benefits, employees must complete enrollment through Employee Navigator. The enrollment window opens on the hire date and remains open through 30 days after the eligibility date.

401(k) Retirement Plan

All full-time and part-time employees are automatically enrolled in Rise's 401(k) plan, which offers employees the opportunity to save for retirement with matching employer contributions.

Enrollment in the 401(k) plan and contribution management is handled separately from other benefits through the plan administrator, Human Interest.

Enrolling in Benefits via Employee Navigator

Platform Access & Credentials

When hired, employees receive an automated email from noreply@employeenavigator.com containing registration instructions for setting up their account.

Open Enrollment & Qualifying Life Events

Open Enrollment

Employees can modify their benefit elections during annual Open Enrollment each September, with changes taking effect on October 1st.

Qualifying Life Events (QLE)

Employees may enroll or adjust coverage outside of New Hire Enrollment or annual Open Enrollment if they experience a Qualifying Life Event. Common qualifying events include:

• Loss of Health Coverage: Losing Medicare or Medicaid eligibility, losing job-based coverage from another job or spouse's employer, or turning 26 and losing coverage under a parent's plan.
• Changes in Household: Marriage, divorce, birth of a child, adoption, change in dependent status, or death in the immediate family.
• Changes in Residence: Moving to a different ZIP code or county, or a seasonal worker moving to/from their work location.

Submitting a Qualifying Life Event Change

Step-by-Step Procedure

1. Log into Employee Navigator (if unable to locate login info, contact hr@riseselect.com).
2. Click "Change Benefits" on your main dashboard.
3. Under "Qualified Life Event Changes", select "Submit a Life Event".
4. Enter the date and details of your qualifying life event and proceed through the enrollment prompts to adjust coverage levels or add/remove dependents.

For additional assistance or inquiries regarding benefit plans, please email benefits@riseselect.com.